Residential Mortgages
Residential mortgages are becoming more complicated and changes to the market come in thick and fast. Interest rates are just the headline. The main story is lending criteria, fees and specific types of deal. All this means that it’s difficult to make the right decision for your circumstances.
Because we have access to the whole of the market, we can access thousands of deals, some of them exclusives, to enable us to recommend the most suitable residential mortgage option for you. Also, by having access to lender’s underwriters, we can put your mind at ease by getting early decisions on even the most complicated enquiries.
There may be a fee for arranging a mortgage and the precise amount will depend on your circumstances. This will typically be up to £450. There is no charge for any initial consultation.
Your home may be repossessed if you do not keep up repayments on your mortgage. You may have to pay an early repayment charge to your existing lender if you remortgage.
Mortgage Response is a trading name of The Mortgage Shop (UK) Ltd which is an Appointed Representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority.
The Mortgage Shop (UK) Ltd Financial Conduct Authority register number: 951591
Registered Office: 6 Wellington Place, Belfast. BT1 6GE
Registered Company Number: NI26842 Registered in Northern Ireland
Mortgage Response registered office: 23 Beach Road, Caister-On-Sea, Great Yarmouth, England NR30 5ER