How we do it
Why Mortgage Response? We’re passionate about mortgages and getting the best deals for our client’s needs. We keep it simple, and we make it as easy for you to deal with us as possible. We’ll take the stress out of dealing with your mortgage enquiry to make it a smooth process.
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Traditional or modern?
The world changes, including the world of financial advice. We don’t think that you should be forced to receive advice the traditional way, by making an appointment to come and see us at a time that suits us, not you.
Don’t have time to come to our office? No problem, life is busy, and time is precious, so we’ll fit in with you. Whether that means coming to see you in person, or remotely meeting you online, by telephone, or even digitally by email or messaging app.
The traditional way or the modern way, it’s up to you.
What about the admin?
Paperwork, there’s always paperwork. Whilst we like to think that we live in a paper free world, sometimes you can’t avoid it. However, we give you options on how to get the documents we need to us. As a client, you will have a secure online client area with us where you can upload documents, if you wish.
Most of our processes are online, so as well as uploading documents to us, we can identify you electronically, and digital signatures can be used. Sometimes, there will be a need for ‘wet’ signatures on documents with some lenders, but we’ll make this as easy as possible. You can of course use the traditional way of getting documents to us if you’re not comfortable with the online process.
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There may be a fee for arranging a mortgage and the precise amount will depend on your circumstances. This will typically be up to £450.
Your home may be repossessed if you do not keep up repayments on your mortgage.
You may have to pay an early repayment charge to your existing lender if you remortgage.
Mortgage Response is a trading name of The Mortgage Shop (UK) Ltd which is an Appointed Representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority.
The Mortgage Shop (UK) Ltd Financial Conduct Authority register number: 951591
Registered Office: 6 Wellington Place, Belfast. BT1 6GE
Registered Company Number: NI26842 Registered in Northern Ireland
Mortgage Response registered office: 23 Beach Road, Caister-On-Sea, Great Yarmouth, England NR30 5ER